Money Market Accounts

Higher balances deserve greater rewards. A Money Market Account offers tiered interest rates so you earn more as your balance grows. Plus, you can make up to six withdrawals each month.

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Benefits of a Money Market Account

Competitive Rates

Our credit union money market rates encourage you to achieve your savings goals.

Simple Access

You can access your funds via automatic transfer, telephone transfer, or check.

No Monthly Fee

Simply maintain a balance of at least $10,000 and we won’t charge you any maintenance fees.

Federally Insured

Keep your money safe in your account and avoid stressing about the stock market.

How Does a Money Market Account Work?

A Legacy Credit Union Money Market Account lets you earn higher rates than regular savings and offers easy access to your funds.

- Open a Preferred Money Market account with a minimum balance of $10,000.
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- Earn dividends on a tiered basis so the higher your balance, the more you earn.
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- You can make up to six withdrawals per month by automatic or telephone transfer to a third party.
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- Up to three of these six transfers can be made by check or draft to a third party.

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“Always friendly and helpful.”

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It's easy to join.

Step 1

Join Legacy

Membership is open to people who live, work, worship, or attend school in our ten-county footprint.

Step 2

Open Share Savings

A regular savings account is your gateway to all our other products and services and means you become a part-owner.

Step 3

Chose Money Market

With a deposit of at least $10,000, you can open your Money Market Account and start earning competitive rates.

Get Started

Account FAQs

Can I withdraw funds from a Money Market Account?

A checking account is a better option if you plan to regularly withdraw, but a Money Market account does let you withdraw funds provided you follow a few simple guidelines:

No more than six (6) preauthorized, automatic, or telephone transfers may be made from the account to another account or to a third party in any month.
No more than three (3) of these six (6) transfers may be made by writing checks or drafts to a third party.

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More Legacy Accounts for You to Consider

Engage Checking

Earn 2.00% APY* and get ATM fee refunds based on your account engagement – all you have to do is meet our simple monthly qualifications.

Learn More

Incentive Savings

Earn 5% APY* for your first $1,000! Saving is easier than ever. Simply round up your debit card purchases to the next dollar and transfer it to your high-yield savings account.

Learn More

Club Account

Open a dedicated account to save for Christmas, a vacation, a down payment, or anything else you need.

Learn More

*APY = Annual Percentage Yield.

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