Legacy offers a diverse range of loans to meet your needs. Whether you’re applying for a credit card or for a home/personal/auto loan, we offer competitive rates and local servicing.
Auto & RV Loans
Our new or used car loans have no application or processing fees. Get pre-approved so that you can negotiate with confidence.
Explore the Benefits of Joining Legacy Credit Union
Being a member of Legacy Credit Union offers several distinct advantages. We’re part of the community and understand the unique needs of our members. We offer a wide range of tools to help you achieve your financial goals and dreams. Other benefits include:
Friendly, Local Advice
Legacy is here to serve the members of our community, not make a profit for outside shareholders.
Great Borrowing Rates
Our auto loans, home loans, and credit cards have some of the best rates you’ll find anywhere.
Member Benefits
Legacy Credit Union members get to take advantage of a wide range of buyer programs, fraud protection, discounts, and more!
We’re a One-Stop Credit Union
From checking and saving to borrowing and investing—we have a full suite of products to help you at each stage of your journey.
Less Fees
Your money belongs in your account. Enjoy fewer fees with Legacy Credit Union.
Better Savings Rates
Our saving rates and investment accounts will allow you to start down the path of building a secure financial future.
“Very awesome credit union. Anyone in or near Birmingham should join. They care about their members and are big supporters of UAB athletics and a very generous company. I would highly recommend them to anyone with lending needs. Their staff will work with you to assist you in anyway they can.”
Kimberly M.
It's easy to join.
Step 1
Check You're Eligible
You need to live, work, worship, or attend school in Jefferson, Shelby, Blount, St. Clair, Walker, Chilton, Cullman, Coosa, Talladega,or Bibb county.
Step 2
Open a Share Account
With a deposit of just $5, you can open a savings account and become a member of the credit union.
Step 3
Enjoy Legacy Benefits
Access all our quality financial products and services plus member benefits and support from our team.
