Auto Loans

We simplify financing for a stress-free buying or refinancing experience. Our lending team will help you find the right loan and terms tailored to your budget.

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RV Loans

Explore the highways and byways in a new or used recreational vehicle. Our recreational vehicle loans make your road trip dreams an affordable reality.

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First-Time Car Buyers

Your first car-buying experience should be memorable. We’ll help make it unforgettable with financing fit for first-timers.

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Auto Loan Rates

Discover how much you could save by checking out our competitive car loan rates. We offer a wide range of financing options tailored to meet many budgets.

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Benefits of Legacy Auto Loans

Fast Approval

Our quick and easy application offers a streamlined approval process to get you a fast approval.

Great Interest Rates

Benefit from our great rates to keep more money in your pocket now and in the future.

Flexible Terms

Get the loan you want with flexible terms to fit your needs. Customize length, rate, and payment to match your budget.

No Hidden Fees

You’ll know upfront what you pay with no hidden fees. Our transparent lending means the cost you see is the cost you get.

Personalized Service

Get one-on-one guidance from our lending experts. We’ll take the time to understand your needs and goals.

Easy Payments

Set up automatic loan payments for simplicity and efficiency.

Auto Loan FAQs

What types of vehicles can I finance with a Legacy Credit Union auto loan?

You can buy new and used cars, trucks, vans, SUVs, RVs, boats, motorcycles, and more. We offer flexible financing for all types of personal and recreational vehicles.

How do I apply for an auto loan from Legacy Credit Union?

You can easily apply online, over the phone, or by visiting one of our local branch locations. We’re here to help you every step of the way.

What credit scores are eligible for a Legacy Credit Union auto loan?

We offer auto loans to borrowers with various credit scores and histories. Remember that making regular monthly payments can help your credit score. Contact us to learn more.

Where can I get a car loan in Birmingham?

At Legacy Credit Union, of course! We specialize in auto loans for Birmingham residents. Our experts will work with you to understand your needs and help you get financed.

We offer flexible loans, great rates, and local service at convenient branches. Let us help you drive off the lot happy by financing your next car!

Does Legacy Credit Union charge any fees for auto loans?

Our auto loans do not charge application or processing fees. You also won’t get hit with a prepayment penalty if you decide to pay off your car loan sooner rather than later!

What is the Annual Percentage Rate (APR)?

You can view the Annual Percentage Rate options on our rates page. Remember that rates are subject to change based on market conditions and other factors.

More ways to borrow

Personal Loans

Get the extra cash you need for any purpose with our personal loan options. Apply online today!

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Credit Card

Enjoy rewards, cash back, low rates, and more with our Visa® credit cards.

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Home Equity

Tap into your home’s equity and use the funds for education, debt consolidation, home improvements, and more!

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*The interest rate, annual percentage rate (APR), origination fees, discount points and closing costs are subject to change without notice. ***Your APR will vary based on your final loan amount, credit history, loan to value, margin, and finance charges.

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