Overdraft Protection
Overdraft Protection Transfer
When your share draft (checking) account balance is too low to cover an outstanding check, an Overdraft Protection Transfer will pay the check so it doesn’t bounce. The money is automatically transferred from your share account’s available balance. There is a $3 fee per transfer.
Overdraft Protection Line of Credit
When your share draft (checking) account balance is too low to cover an outstanding check, an Overdraft Protection Line of Credit will pay the check so it doesn’t bounce. The advances are made as needed as long as your credit is available. We can automatically deduct payments from your paycheck for your convenience.